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Banking

Bank Valuation: Understanding Key Ratios and Metrics

In the previous article, we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. There are seven key profitability ratios and two valuation metrics that it is important to understand. We […]

Categories
Banking

Bank Profitability: Decoding the Income Statement

How do banks make money? Where does this money ultimately go? What is a bank really worth? In this 2-part series, we will address these questions. Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market […]

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Marketing

From Clunky to Captivating: Unleashing UX to Drive Profits

User Experience (UX) has emerged as a critical component of software application development, playing a vital role in shaping the success and profitability of technology based ventures. This article explores the history of UX, the role of software designers, the profound impact UX/UI has on the bottom line of businesses, and the various aspects that […]